Differences Between a Notary Public and a Loan Signing Agent in Florida by LegalServicesAid Mobile Notary Public Lakeland Loan Signing Agent Service is a certified local notary public who will come or travel to you at any location near me which opens late 7 days a week Call us now at 863-617-7788 to get your documents notarized either at home, house, apartment, condo, job, office, hospital or nursing home rehabilitation business or any local parking lot in Polk and Osceola County, Florida who’s opening Monday 8AM to 9PM, Tuesday 8AM to 9PM, Wednesday 8AM to 9PM, Thursday 8AM to 9PM, Friday 8AM to 9PM, Saturday 8AM to 9PM, Sunday 8AM to 9PM include Weekend and holiday’s to serve you as the best affordable cost Mobile Notary Republic Service.
Notary Public VS Loan Signing Agent in Lakeland, Winter Haven, FL
When it comes to signing important legal or financial documents, especially those involving real estate or loans, two key professionals often come into play: the Notary Public and the Loan Signing Agent. Although these roles are closely related and sometimes even performed by the same individual, there are important distinctions in their training, scope of work, and areas of expertise—particularly in the state of Florida.
Understanding the differences between these two professionals is critical for individuals, title companies, lenders, and real estate professionals to ensure the correct type of notarial service is used for the task at hand.
What Is a Notary Public in Florida?
A Notary Public is a person appointed by the Governor of Florida to serve as an impartial witness in the signing of legal documents. Their primary role is to verify identity, confirm the willingness of the signer, and administer oaths or affirmations if necessary.
Core Duties of a Florida Notary Public:
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Administering oaths and affirmations
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Taking acknowledgments
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Witnessing signatures
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Attesting to photocopies
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Certifying the contents of safe deposit boxes
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Verifying vehicle identification numbers (VINs)
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Performing marriage ceremonies (in Florida only)
The notary’s seal and signature confirm that the document was signed in their presence, and that proper identification was presented. They are not permitted to offer legal advice unless they are also licensed attorneys.
Florida notaries are authorized to notarize documents statewide and must adhere to laws outlined in Chapter 117 of the Florida Statutes.
What Is a Loan Signing Agent in Florida?
A Loan Signing Agent (sometimes called a Notary Signing Agent or NSA) is a notary public with additional training who specializes in handling loan documents for real estate transactions.
While every Loan Signing Agent in Florida must first be commissioned as a Notary Public, not every notary is trained to be a Loan Signing Agent.
Loan Signing Agents work with:
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Mortgage lenders
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Title companies
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Escrow officers
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Real estate attorneys
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Real estate investors and brokers
Their primary job is to guide borrowers through complex loan document packages—including mortgages, refinances, loan applications, reverse mortgages, and more—ensuring all signatures, initials, and dates are properly executed.
Get Professional and Reliable Travel Mobile Notary Republic for real estate certified loan signing agent service at the customer convenience. we can help with closings in-home, in-bank, in-title office, refinance, purchase, reverse mortgage, HELOC, and loan modifications as well as durable medical powers of attorney notaries services at hospices, hospitals, nursing homes, place of employment and residence
Our Local services include but not limited:
- Notarization of Documents and Lease Agreements
- Acknowledgments notary open late
- Florida Durable Power of Attorney Mobile Notary Public Services places near me https://legalservicesaid.com/power-of-attorney-mobile-notary-services/
- Travel Consents for Minors Affidavits
- Real Estate House Quit Claim Deed and Title Transfers https://legalservicesaid.com/quit-claim-deed-mobile-notary-services/
- Estate Planning Trust signings, Wills, Trusts (Revocable & Irrevocable) notary places near me https://legalservicesaid.com/estate-planning-notary/
- Real Estate Loan signing agent (closings in-home, in-bank, in-title office, refinance, purchase, reverse mortgage, HELOC, and Loan Documents modifications) https://legalservicesaid.com/real-estate-loan-signing-agent-service/
- Florida DMV VIN/Odometer Verification Mobile Notary Public Services for Cars, Trucks, Motorcycles, RVs, Trailers And other motor vehicles https://legalservicesaid.com/verifying-a-vin-mobile-notary-services/
- Mobile Notary Public Service For Signing Divorce/Separation Agreements Papers Notarized Near Me https://legalservicesaid.com/divorce-mobile-notary-services/
- Insurance claim settlement Notarized paper
- Credit Repair Form notary on wheels
- Contracts/Agreements or Statutory Declarations Notary
- Court Documents, Adoption Papers
- And much more traveling notary public near my location!
Training and Certification
Notary Public:
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Must complete a 3-hour education course (for first-time applicants)
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Must apply to the state and be commissioned
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Bond and supplies (e.g., notary seal) are required
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No specialized training is required for general notarial acts
Loan Signing Agent:
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Must first be a commissioned notary
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Should complete additional training or certification programs (e.g., NNA Loan Signing Certification)
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Must understand:
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Real estate documents
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Loan packages
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Title and escrow processes
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Industry compliance requirements
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Background screening is often required to work with lenders and title companies
Scope of Work
Notary Public (General Scope):
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Handles all types of documents: wills, powers of attorney, affidavits, contracts, school forms, and more
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Offers walk-in, mobile, or online services
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Can serve anyone needing standard notarization
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Does not typically explain documents or walk clients through them
Loan Signing Agent (Specialized Scope):
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Focuses specifically on loan signings and real estate transactions
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Reviews 100+ page document packages with borrowers
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Ensures all documents are signed and dated correctly
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Cannot give legal advice, but can explain the purpose of each loan document
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Acts as a liaison between the borrower and the title/lender to return error-free packages promptly
Income and Service Opportunities
Both roles can be full-time careers or side businesses, but they serve different markets and have different income potentials.
Notary Public:
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General notary acts may pay $10 per notarization (per Florida statute)
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Can charge additional fees for mobile services, printing, travel, etc.
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Offers flexible part-time opportunities
Loan Signing Agent:
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Earns $75–$250+ per signing, depending on complexity and client
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Potential for multiple signings per day
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Offers full-time business opportunities in high-demand areas like real estate
Legal Limitations and Responsibilities
Notary Public:
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Must not notarize documents they are personally involved in
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Cannot offer legal advice
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Must keep a log or journal of notarizations (recommended but not required in Florida)
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Must comply with Florida notarial law and identity verification standards
Loan Signing Agent:
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Must maintain privacy and comply with financial data confidentiality (e.g., GLBA)
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Often required to carry Errors and Omissions (E&O) insurance
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Cannot skip pages, overlook initials, or make assumptions during a signing
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Must return completed documents to the lender or title company ASAP—often via overnight shipping
Where the Roles Overlap
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Every Loan Signing Agent is a Notary Public.
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Both are authorized to witness signatures and apply their notary seal.
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Both must verify identity and ensure the signer understands what they are signing.
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Both roles require impartiality, professionalism, and attention to detail.
Mobile and Remote Options in Florida
Florida notaries may offer:
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Mobile Notary Services: Traveling to the signer’s home, office, or agreed location.
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Remote Online Notarization (RON): Florida law allows notaries to perform notarizations using secure audio-visual technology.
Both Notary Publics and Loan Signing Agents in Florida can provide remote or mobile services, but real estate and loan transactions often require someone trained in proper document handling—making a Loan Signing Agent the right choice for those scenarios.
Key Takeaways
✅ A Notary Public in Florida is a state-commissioned official who performs general notarial acts like witnessing signatures, taking oaths, and authenticating identities.
✅ A Loan Signing Agent is a Notary Public with additional training and specialization in real estate and loan documents, making them the preferred choice for mortgage closings, refinances, and title transactions.
✅ Notaries serve a wide range of general needs, while Loan Signing Agents serve a narrower, highly specialized industry with more complex responsibilities.
✅ Florida notaries are legally allowed to perform both roles, but only certified Loan Signing Agents have the expertise to handle large real estate document packages accurately.
✅ When handling sensitive, time-critical documents like home loans or refinancing agreements, working with a qualified Loan Signing Agent ensures compliance, accuracy, and smooth closings.
Conclusion
The differences between a Notary Public and a Loan Signing Agent may seem subtle at first glance, but they matter greatly—especially in Florida’s fast-paced legal and real estate environments. Knowing which professional to call for your needs ensures documents are signed, sealed, and delivered correctly, whether you’re completing a school form or buying your next home.
Understanding these roles empowers individuals and businesses to choose the right professional for the right task, ensuring peace of mind, legal compliance, and timely execution.
What are the Open Hours of the mobile Notary Public Operation From early to Late Service on the go?
Our Mobile Notary Open Hours From early to Late Service on the go and we are open 7 days a week, including weekends, Saturday, Sunday and holidays, sometimes hours, but charges might be different than regular hours. You never know until you give us a call now for the best affordable travel mobile notary service nearest in South, West, North, East of Polk County, Alturas, Auburndale, Babson Park, Bartow, Bradley Junction, Combee Settlement, Crooked Lake Park, Crystal Lake, Cypress Gardens, Davenport, Dundee, Eagle Lake, Fort Meade, Four Corners, Frostproof, Fuller Heights, Fussels Corner, Grenelefe, Haines City, Highland City, Highland Park, Hillcrest Heights, Homeland, Inwood, Jan-Phyl Village, Kathleen, Lake Alfred, Lake Hamilton, Lake Wales, Lakeland, Lakeland Highlands, Loughman, Medulla, Mulberry, Poinciana, Kissimmee Polk City, Wahneta, Waverly, Willow Oak, Winter Haven, Highlands County Avon Park, Lake Placid, Sebring 33547, 33801, 33803, 33805, 33809, 33810, 33811, 33812, 33813, 33815, 33823, 33825, 33827, 33830, 33834, 33837, 33838, 33839, 33841, 33843, 33844, 33849, 33850, 33853, 33859, 33860, 33867, 33868, 33880, 33881, 33884, 33896, 33897, 33898, 34714, 34759, 33802, 33804, 33806, 33807, 33820, 33831, 33835, 33836, 33840, 33845, 33846, 33847, 33851, 33854, 33855, 33856, 33858, 33863, 33877, 33882, 33883, 33885, 33888
Business Name: LegalServicesAid Mobile Notary Public & Loan Signing Agent Service
Address: 6039 cypress gardens blvd #172 Winter haven, FL 33884
Phone Number: 863-617-7788
Open Hours of Operations: Mon-Sun 8:00AM-9PM
Website: https://legalservicesaid.com/
Google My Business Review: https://www.google.com/maps?cid=17414144096142321945
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